In a strategic move to advance the Kingdom’s digital economy and strengthen its financial infrastructure, the Saudi Central Bank (SAMA) has announced the rollout of a new e-commerce payment interface designed to enhance online transaction efficiency across the country. The latest innovation enables e-commerce service providers to connect seamlessly with Saudi Arabia’s national payment infrastructure while also integrating the locally trusted mada payment system with international payment networks.
The initiative is part of SAMA’s broader commitment to expanding secure, inclusive, and technology-driven financial services in line with the goals of Saudi Vision 2030. By simplifying the process for e-commerce platforms to accept mada cards alongside international cards like Visa and Mastercard, the central bank aims to reduce reliance on foreign gateways and promote greater adoption of domestic payment solutions.
According to SAMA, the new interface empowers merchants to process payments more efficiently while offering consumers more flexible and convenient options for settling online purchases. It also ensures that local payment data remains within the national ecosystem, which boosts security, transparency, and regulatory oversight.
The mada system, already widely accepted across physical retail points in the Kingdom, is expected to gain even more traction in the digital commerce space following this development. SAMA noted that by linking mada to global networks, customers will enjoy a smoother payment experience when shopping online, whether on local or international platforms.
Financial technology experts have praised the move as a significant leap forward for Saudi Arabia’s payments landscape, noting that it will drive growth for local e-commerce businesses, reduce transaction costs, and encourage innovation in the digital payments sector.
As Saudi Arabia continues to invest heavily in its fintech ecosystem, this integration marks a key milestone in the country’s push towards becoming a regional leader in financial technology and digital commerce.